Geico Auto Insurance Claims
Government Employees Insurance Company, commonly known as GEICO, is the second-largest automobile insurer in the country, following only State Farm. As such an enormous company, GEICO has a team of adjusters, lawyers, and other personnel who may intimidate an individual policyholder trying to make a claim following a car accident. The Miami car accident attorneys at the Law Offices assist clients in pursuing their GEICO auto insurance claims, from the initial filing through any necessary negotiations and settlements. Our firm has handled a vast amount of these types of claims, and we are familiar with the company, their team, and the tactics often employed to reduce costs to the company. We offer compassionate and seasoned legal representation to clients throughout Miami-Dade, Broward, and Palm Beach Counties, as well as across South Florida. If you or a loved one has been injured in an auto accident and needs assistance regarding a GEICO policy claim, contact our office today to speak with an attorney about your legal rights and options.GEICO Auto Insurance Claims
When a victim has been injured in an automobile accident, and they are insured by a GEICO policy, claims are to be reported via phone at 1-800-841-3000. The number is a 24-hour GEICO claims hotline, which is available seven days a week. With over 16 million vehicles in the United States insured by GEICO, many victims involved in a car accident may need to file a claim with GEICO, either as their insurer or because another motorist involved in the collision has a policy with the company. For automobile policyholders, GEICO offers general coverage for personal injury protection (PIP), bodily injury, medical payments coverage, property damage, collision coverage, and uninsured motorist coverage. However, not all motorists utilize these offerings, since Florida only requires certain minimums related to PIP and property damage liability.
In general, insurance claims adjusters are friendly, affable individuals. However, their interests may not be in line with yours, since their jobs rely on keeping costs down for the insurance company. Some adjusters may try to argue about coverage based on who is “at fault” or liable for an accident. However, as a no-fault state, Florida requires insurers to pay policyholders’ claims, no matter who is responsible for causing an accident.
Additionally, GEICO, as is the practice of many other insurers as well, may dispute the billed amount of your medical costs. Instead, adjusters may base payments on reduced amounts that they determine to be the “usual and customary” charges for similar medical care in the area. In order to prevent abuse by insurance companies that rises to the level of insurance bad faith, Florida has adopted the Unfair Claim Settlements Practices Act, which offers protection to insured policyholders in the event that their claims are conducted unfairly, with an insurer diminishing owed payments or avoiding payment of a claim completely. Some other indications of bad faith include an adjuster failing to properly investigate a claim, offering a settlement drastically under a reasonable level, or delaying an owed payment. Having an experienced attorney on your side who can identify and protect you against these types of issues can make an important difference in ensuring that you receive the financial assistance necessary to cover the costs of your car accident injuries.Seek Guidance from a Miami Attorney When Pursuing a GEICO Auto Insurance Claim
Following a car accident, and before accepting a settlement, victims should know their rights and options. The car accident lawyers at the Law Offices can help you determine what a fair and equitable settlement amount should be. If you or a loved one has been involved in a serious car accident and has questions regarding how to handle your GEICO insurance claim, call (877) 499-4878 or contact us online to set up a free, no-obligation consultation to find out more about how we can help. Our attorneys represent people in Miami, Fort Lauderdale, West Palm Beach, and the surrounding cities.