Liberty Mutual Auto Insurance Claims
Liberty Mutual Group is the fourth-largest insurer in the nation, with 41,000 employees worldwide and over 900 offices. Since it controls such a large segment of the insurance market, it is not unlikely that South Florida residents who are involved in a car accident will need to file an insurance claim with Liberty Mutual, either as their own insurer or as another driver's insurer. The claims process can be confusing, as well as daunting, for victims who are also dealing with injuries sustained in a collision. The Miami car accident lawyers at our Law Offices assist these victims at every stage of a Liberty Mutual auto insurance claim, making sure that they know their rights and options, especially concerning settlement offers that could be well below what their claims are worth. Our firm offers dedicated and seasoned legal representation for clients across Miami-Dade, Broward, and Palm Beach Counties, as well as elsewhere in South Florida.Knowing Your Rights When Filing a Liberty Mutual Auto Insurance Claim
Liberty Mutual is the parent company of various subsidiaries, any of which could be involved in a South Florida car accident claim. These subsidiaries include Safeco Corporation, Peerless Insurance, Ohio Casualty Insurance, America First Insurance, and Golden Eagle Insurance Company, among others. If you have been injured in a car accident involving a Liberty Mutual policy owner, you can initiate a claim online with the company, by phone at 1-844-825-2467, or via the company's app on an iPhone or Android device. Although contacting your insurance company is important in the aftermath of a car accident, it is also important to remember to refrain from offering up too much information, such as admitting fault. These statements, especially when recorded, can have a substantial effect on your claim. Even though Florida is a "no-fault" state, in which insurance companies must pay out on valid claims, regardless of who is liable in an accident, they may dispute coverage in certain circumstances.
Although not all dealings with Liberty Mutual may be combative, there have been findings that indicate that the company's practices are not always as reasonable as they could be. The American Association for Justice (AAJ) has named Liberty Mutual among the 10 worst insurance companies in the country in a report based on court proceedings, SEC and FBI records, and depositions and testimonies from former insurance agents and adjusters. According to accusations reported to the AAJ, Liberty Mutual has been alleged to have engaged in bad faith insurance practices, including unreasonable denials or delays of valid claims by policy holders as well as policies that reduce claimants' payment amounts in order to bolster profit margins for the company. Since insurance companies have their bottom line in mind when handling claims, people who need benefits under a policy should have a strong advocate on their side as well. Consulting a knowledgeable attorney who can help ensure that you get a fair and reasonable settlement is important to having the financial resources that you need for injuries arising out of a serious auto accident.Contact a Knowledgeable Lawyer to Discuss Your Miami Car Crash Case
Car accident victims can suffer an array of injuries, ranging from broken bones to traumatic brain injuries and spinal cord injuries. These victims rely on insurance benefits to aid in the costs of recovery efforts so that they can move forward with their lives. When insurance companies are not engaging in proper measures to settle claims, victims may feel overwhelmed by the process and rush to accept a settlement below the value of their losses. The Miami attorneys at our Law Offices assist clients in making sure that their claims are handled fairly. If you need assistance with a Liberty Mutual auto insurance claim, call (877) 499-4878 or contact us online to set up a free consultation to learn more about our legal services. We also represent people in Fort Lauderdale, West Palm Beach, and other South Florida cities.