State Farm Auto Insurance Claims
State Farm Mutual Automobile Insurance Company is the largest automobile insurer nationwide. Like any other large insurer, such as GEICO or Nationwide, State Farm often handle claims with a financial bottom line in mind. As such, many settlement offers made to car accident victims are lower than those the victims are entitled to, and often need. If you need assistance with a State Farm auto insurance claim, the Miami car accident attorneys at the Law Offices of Robert Dixon are available to guide you through the process, as well as with any legal action if necessary. We are experienced in dealing with insurance companies, understanding their motives, and making sure our clients receive a fair and reasonable settlement on their claims. Our firm represents automobile accident victims across South Florida, including in Miami-Dade, Broward, and Palm Beach Counties in auto insurance claims as well as personal injury suits, where appropriate. If you or a loved one has been injured in a car accident and need help with a State Farm auto insurance claim or other legal matter, please contact our office today to schedule a free consultation to find out more about your options.State Farm Auto Insurance Claims
Since its formation as a mutual automobile insurance company in 1922, State Farm has grown into the largest provider of auto insurance across the country. The main company, State Farm Mutual Automobile Insurance Company, owns other State Farm companies, including State Farm Florida Insurance Company, which operates offices throughout the state. Nationwide, State Farm has over 65,000 employees, with more than 17,000 State Farm agents. If you suffer injuries in a car accident in Florida, it is likely you will need to deal with a State Farm insurance agent, either as your insurance provider or that of another person involved in the collision.
Insurance disputes make up almost half of all litigation filed against State Farm, most stemming from automobile accidents where plaintiffs have suffered injuries or damages, and not received fair value on their claims. This is sometimes due to an insurance adjuster’s strategy in challenging an amount a victim claims in medical expenses, arguing it exceeded what is “usual and customary” for similar medical care, a standard insurers use in evaluating claim values. Many accident victims do not know they have options aside from simply accepting an initial offer on a claim, and may be overwhelmed in trying to negotiate for what is right.
Florida is a “no-fault” state, which means policyholders are entitled to receive benefits from their own insurance companies, regardless of who is responsible for causing a car accident. Insurance companies are required to compensate policyholders for medical expenses incurred as well as other losses associated with their accident injuries. This differs from how coverage works in “at-fault” states, where a driver can file a claim with either their own insurer or another liable person’s insurer. When an insurance company withholds benefits or unfairly denies claims, a claimant may have legal recourse pursuant to Florida’s Unfair Claim Settlements Practices Act, if the insurer’s actions rise to the level of bad faith.Miami Attorneys Assisting State Farm Insurance Claimants
Most people do not know a lot about their insurance policies, or what their rights are regarding them, in the aftermath of a serious automobile accident. This can lead to many victims accepting less than fair settlement offers and being unable to afford the costs of future medical expenses and care. Consulting our knowledgeable car accident attorneys can make a substantial difference in resolving your State Farm auto insurance claim. Our law firm helps people in communities including Fort Lauderdale, Miami, and West Palm Beach, as well as other cities in Miami-Dade, Palm Beach, and Broward Counties. If you have questions about your insurance claim and would like to speak with an attorney about your legal options, please call our office at (877) 499-4878 or contact us online to schedule a free, no obligation consultation to discuss your claim.