Farmers Auto Insurance Claims
Farmers Insurance Group is among the largest insurance providers in the United States, ranked among the likes of GEICO and State Farm. Farmers' parent company, Zurich Insurance Group, is one of the largest corporations worldwide, and thus there is a vast team of adjusters, lawyers, and others who may be involved in Farmers auto insurance claims arising out of a South Florida car accident. The Miami car accident lawyers at the Law Offices can help you with your Farmers auto insurance claim to ensure that you receive a fair and equitable settlement to cover the costs associated with your injuries.
Our attorneys can assist in the initial claim filing process and can continue to work for your best interests in settlement discussions or any litigation that may be necessary. Our firm offers experienced and knowledgeable legal representation to clients in Miami-Dade, Broward, and Palm Beach Counties, as well as throughout South Florida. If you need help pursuing or settling a Farmers auto insurance claim after being injured in a car accident, you should contact our office today to learn more about your options.Farmers Insurance Group and Claims Practices
The Farmers Insurance Group operates in 41 states, including Florida, with over 10 million policy holders throughout the country. Farmers operates through its subsidiary companies, which it owns and runs. Among its subsidiaries is the Bristol West Insurance Group, which started as a Florida car insurance company but now also sells policies nationwide. The following is a list of Farmers' other subsidiaries that accident victims may encounter in filing their claims:
- The Farmers Exchanges
- The Foremost Insurance Group
- 21st Century Insurance
- Farmers Financial Solutions, LLC
- Farmers New World Life Insurance Company
Through these companies, Farmers offers insurance policies covering homes, cars, motorcycles, rentals, and other assets. Following any type of car accident, it is important to initiate the claims process as soon as possible. Farmers allows claims to be initiated through its website at www.farmers.com/claims as well as by phone at 1-800-435-7764. Once a claim is filed, Farmers will assign a claims adjuster, who investigates, reviews, and ultimately either approves or denies a claim. Adjusters are working on behalf of their employer, Farmers Insurance, and may be incentivized to keep costs low. The company also uses the computer program Colossus when making a calculation of what a claim is worth. Although this program can yield reasonable amounts for people involved in less severe accidents, when an individual is seriously injured, the algorithm does not allow for the distinctive elements of each claim to be taken into account, such as a victim's actual response to an accident or how their injuries affect them.
In Florida, insurance claims are not determined based on fault, and regardless of who is responsible for an accident, insurance companies must approve valid claims. Additionally, under the state's Unfair Claim Settlements Practices Act, policy holders have a right of action if their claims are handled unfairly. For instance, if an adjuster or company is offering a settlement amount well below a reasonable value, or denying a claim without just cause, a policy holder should take action. Consulting a knowledgeable attorney who can help you understand your claim, as well as your options moving forward in the process, is vital to making sure that you receive the financial support that you need following a car accident.Get Help with Your Farmers Auto Insurance Claim from a Miami Lawyer
Filing an insurance claim and negotiating a settlement with a large insurance company like Farmers can seem like an insurmountable task. The injury lawyers at the Law Offices are committed to easing the burden that car accident victims feel during such a process. We can assist you in making sure that your insurance claim is handled fairly so that you can focus on recovering. If you have been injured in a motor vehicle accident in Miami, Fort Lauderdale, West Palm Beach, or the surrounding cities, and you have questions regarding your Farmers auto insurance claim, call (877) 499-4878 or contact us online to schedule a free, no-obligation consultation to speak with an attorney today.